“So you want to open a business bank account”
“You need to see our small business adviser”
Oh, dear, I hear the conversation in my nightmares. I’ve been on both sides of the fence – trying to open a business bank account and also as a Small Business Adviser with a UK High Street Bank.
Here’s the problem:
He / She is a bank clerk with an employee mentality who knows nothing about business from a business person’s point of view. Yes, a training course has probably been completed but it’s from a bank’s perspective and not an entrepreneur’s.
You think the bank clerk must know about business so you listen as a spiel regurgitated from a business manual, written before time began, encourages you to get an accountant, a lawyer, write a 100 page business plan, monthly management figures, think about factoring, overseas trade partners, overdraft limits, yawn, snooze, I’ll go back to my 9-5 job!
Most accountancy practices and lawyers preach from a similar standpoint – wake up THEY ARE NOT BUSINESS PEOPLE. At best they are self employed but in a job they created for themselves.
YOU MUST, I REPEAT MUST ONLY TAKE ADVICE FROM:
SOMEONE WHO HAS ALREADY DONE WHAT YOU WANT TO DO.
Why listen to me? To start with I’ve been that bank clerk – I received minimal training and was set loose to assist business start ups with my new found knowledge and business experience!! In the main I learnt more from the customer than they did from me.
I’ve also set up and run a several successful Financial Advisers practices BUT because they were dependant upon me to give the advice meant they were really nothing more than self-created jobs.
Realising I would be working forever unless I started to work on my business rather than in it (reference Michael Gerber – E-myth) I knew I had to take a huge step sideways and change the way I thought about business.
Lisa Diane in her brilliant course 6MProfitMethod classifies mindset as the starting point and probably the most important area to get right.
I am sorry to break this to you but maybe you’re not cut-out to make it in business. I know, you didn’t want to read that and surely Mark “Wizzer” Wilson is wrong because every other website and blog preaches about overnight success and riches even if you have no education, no money, no skills, no idea, no hope but just $27 in your pocket!
If you don’t get your mind straight and in business mode then I advise you not to waste your money or your life dreaming of making your fortune in business.
It is not easy, at least to start with. There are a million new things to learn, you’ll probably work long hours and harder than you did in your 9-5 job. You’ll get complaints from your family – “you’re always working”, “where’s all the extra money you promised”, but is it worth it? The simple answer is a resounding YES. But…
It really isn’t for everyone. You need to be motivated, to be able to take set backs and move on. You cannot dwell on problems – you have to be willing to learn, to take chances, to make decisions – sometimes very quickly. You have to learn who to trust and who to avoid. You need to be able to get on with other people, you need to be persuasive, you need to be focused and above all you have to be brimming with a desire for success.
Think you can hack it? STOP READING HERE IF YOU ARE NOT PREPARED TO DO WHAT IT TAKES AND IF YOU STILL THINK THERE IS A WAY TO OVERNIGHT RICHES WITHOUT ANY WORK BECAUSE I CAN’T HELP. Keep spending your hard earned money on the next get rich scheme or lottery tickets and all you will do is dream of the life you want rather than living it.
Still here? Good, because for you there is a way. Get your mind straight and focused on what you want in life and your business, keep believing beyond any doubt that success is yours and it will be. You’ll need to work out exactly what you want – I have a cork board in front of my desk on which I have pictures of the material things I really want and if I feel a little jaded I remind myself what I am working towards. Stretch yourself with your thinking and your aims BUT never slip into questioning mode. You can and will achieve your goals.
Read motivating blogs and books (try Abundance Highway & Success Chronicle) but above all remain positive and think about what you want to happen rather than what you don’t. The Law of Attraction will bring to you what you think about so forget those demons!
By the way if you want some great FREE photos to liven up your blog or website you need Stock.Xchng
Until next time…
Some while back I met Stephen Pierce (yes, the internet marketing coach / mentor) and whilst I’m not a student of his I am impressed with much of his work. I got on one of his mailing lists and today received a link to a Report download he has written.